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When it comes to relocating, the choice of a moving company plays a pivotal role in the safety and security of your belongings. OverEasyMovers stands out in the moving industry, not just for our exceptional moving services, but for our unwavering commitment to ensuring your peace of mind throughout the moving process. Our comprehensive insurance coverage options are designed to protect your items, offering you a stress-free relocation experience.

Understanding Moving Insurance Coverage

The significance of moving insurance cannot be overstated. It’s the safeguard against the unexpected, ensuring that your transition from one home to another is as seamless as possible. Moving insurance provides a layer of financial protection, covering your belongings against potential loss or damage during the move. Let’s dive into the types of insurance coverage OverEasyMovers offers, ensuring you’re well-informed to make the best choice for your move.

Standard Liability Coverage

Every move with OverEasyMovers includes our Standard Liability Coverage at no additional cost. This basic but essential coverage ensures you’re compensated for any unlikely damage or loss, at a rate of 60 cents per pound per item, in line with federal regulations. While it offers a fundamental level of protection, it’s best suited for items of lower value. This option exemplifies our commitment to providing baseline security for all your belongings.

Full Value Protection

For those seeking comprehensive coverage, our Full Value Protection is the optimal choice. This premium option ensures the repair, replacement, or compensation for any items lost or damaged during the move. It signifies that the total value of your shipment is under protection, affording you complete peace of mind. When opting for Full Value Protection, clients collaborate with our team to declare the total value of their belongings, tailoring the coverage cost to the specific needs of your move. This personalized insurance solution is a testament to our dedication to customer satisfaction and security.

Additional Insurance Requirements

We recognize that certain moves involve unique circumstances or locations that necessitate additional insurance coverage. For these situations, we request that clients submit their additional insurance needs at least three business days before the move. This foresight allows us to secure the necessary documentation and coverage, ensuring compliance with any specific regulations or requests, further highlighting our adaptability and commitment to meeting our clients’ needs.

Coverage Limitations

It’s important to acknowledge that certain limitations apply to our insurance coverage. Valuables such as jewelry, collectibles, or artwork may require additional insurance to ensure full protection. Similarly, our liability for damage is limited if items are packed by clients instead of our professional packers. Electronics and appliances are covered for physical damage but not for functionality, unless visibly damaged during the move. Moreover, we advise that drawers and appliances be emptied prior to moving, as their contents are not covered. Lastly, our liability does not extend to damages caused by natural disasters or unforeseen events beyond our control, underscoring the importance of understanding the full scope of our coverage.

Making a Claim

In the rare event that you need to file a claim, our dedicated customer service team is ready to assist. Claims must be submitted in writing within a specified timeframe after the move, as detailed in our policy documentation. This process is streamlined to ensure ease and efficiency, reflecting our commitment to customer support even after the move.

Why Choose OverEasyMovers?

Selecting the right insurance coverage is crucial for a worry-free move. At OverEasyMovers, we stand ready to discuss your specific needs and guide you towards the coverage option that best suits your situation. Our expertise, commitment to safety, and exceptional customer care set us apart, ensuring your belongings are moved safely and securely. Contact us today for more information or to request a free quote. Let OverEasyMovers make your next move seamless and stress-free.


  1. What is the difference between Standard Liability and Full Value Protection? Standard Liability Coverage offers basic protection at no extra cost, with compensation based on the weight of the item. Full Value Protection provides comprehensive coverage, including repair, replacement, or compensation for lost or damaged items, based on the declared total value of your shipment.
  2. Can I get additional insurance for high-value items? Yes, items of extraordinary value may require additional insurance to ensure full protection. We recommend discussing these items with our team to ensure they are adequately covered.
  3. What should I do if I need to file a claim? If you need to file a claim, contact our customer service team as soon as possible. Claims must be filed in writing within the timeframe specified in our policy documentation.
  4. Are there any items not covered by your insurance policies? Yes, certain items and circumstances are not covered, such as the contents of drawers or damages caused by natural disasters. It’s important to review the coverage limitations for complete information.
  5. How do I choose the right insurance coverage for my move? Our team can help you assess your specific needs and guide you in selecting the most suitable insurance coverage, ensuring your move is protected according to your preferences.
  6. Is it necessary to declare the value of my belongings for Full Value Protection? Yes, declaring the total value of your belongings is a crucial step in opting for Full Value Protection, as it determines the cost and extent of your coverage.
  7. What happens if my items are damaged during the move? In the unlikely event of damage, OverEasyMovers will work closely with you to ensure a swift resolution, whether through repair, replacement, or compensation, depending on your chosen coverage option.